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Debt

4 podcasts available

When the Numbers Stop Adding Up — Where Do You Turn?
When the Numbers Stop Adding Up — Where Do You Turn?
20 Apr 2026
12 min
20 Apr 2026
12 min

What happens when a business starts to struggle — and there’s no obvious way out? In this opening episode, Grace Brownfield of Business Debtline explains how thousands of small business owners find themselves under pressure, often silently. This is not about failure — it’s about reality. From cashflow squeezes to mounting tax bills, many businesses hit difficult moments. The difference, as Grace explains, is what happens next. Business Debtline offers something rare: calm, impartial, non-judgeme...

business struggle
Business Debtline
small business owners
cashflow squeezes
mounting tax bills
impartial support
From Crisis to Control—Rebuilding a Small Business
From Crisis to Control—Rebuilding a Small Business
18 Apr 2026
11 min
18 Apr 2026
11 min

“No miracle fix—just grit, honesty and starting again.” After hitting financial crisis before and during Covid, Graham Lloyd Evans began the slow process of rebuilding—both his business and his confidence. In this episode, he explains how honest conversations with creditors, disciplined financial planning and a growing network of trusted clients helped turn things around. There’s no overnight success story here. Instead, Graham describes the reality of recovery: incremental progress, learning to...

financial crisis
Covid
rebuilding business
honest conversations with creditors
disciplined financial planning
trusted clients
Cash Flow Is King—And It Can Break You
Cash Flow Is King—And It Can Break You
17 Apr 2026
6 min
17 Apr 2026
6 min

“You’re profitable on paper—but still can’t pay the bills.” Profit means nothing if the cash isn’t in the bank. In this episode, Graham Lloyd Evans explains why cash flow is the single biggest challenge facing small and micro businesses—and how it nearly brought his to its knees. From chasing unpaid invoices to dealing with large companies that delay payments, Graham reveals the daily pressure of keeping a business afloat when money isn’t arriving on time. He also shares practical lessons: invoi...

profitable on paper
cash flow
small and micro businesses
unpaid invoices
delayed payments
keeping a business afloat
When Business Debt Becomes Personal
When Business Debt Becomes Personal
16 Apr 2026
9 min
16 Apr 2026
9 min

What happens when your business survives—but you don’t? In this episode, Graham Lloyd Evans shares a deeply personal account of how financial pressure moved from his company into his home life. As income slowed, debts built and the stress became relentless—bringing sleepless nights, difficult choices and the constant fear of what might happen next. This is the reality many small business owners face but rarely talk about. Graham explains how ignoring the problem only made things worse, and why r...

business survival
financial pressure
income slowdown
debt accumulation
stress management
small business owners
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Debt